In 2015, the Central Bank revoked the license from 106 Russian credit institutions, thereby breaking the 2014 record (82 banks). Which banks in Russia can you entrust your savings to? Forbes magazine tried to answer this question. Its experts analyzed lending institutions applying for additional capitalization and made rating of the most reliable banks in the Russian Federation.
10. "Sberbank"
The only Russian bank in this top 10. It is noteworthy that he heads bank reliability rating according to the Central Bank... And he is also under Western sanctions, which cannot be said about the other participants in the rating. As of January 1, 2016, Sberbank ranked first in terms of assets (RUB 23,356.2 billion). Moody’s assigned him a rating of Ba2 (significant credit risk), and Fitch - BBB- (good creditworthiness).
9. "Rusfinance Bank"
The assets of the subsidiary of OJSC AKB Rosbank amount to 96.8 billion rubles. It is rated Ba1 (significant credit risk) from Moody’s, BB + (low probability of exposure to credit risk in the short term) from Standard & Poor’s and BBB- from Fitch.
8. "Deltacredit"
The first commercial mortgage lending institution in Russia with a large share of mortgage loans issued in foreign currency. All 100% of the bank's shares belong to the international financial group Societe Generale. Deltacredit's assets are 152.7 billion rubles, and the ratings are Ba1 (Moody’s agency) and BBB- (Fitch agency).
7. "Rosbank"
Like the previous issue of the rating, Rosbank is controlled by a French group with a somewhat funny name for the Russian ear, Societe Generale. The Bank of Russia included Rosbank in the top ten systemically important banks. Assets amount - 896 billion rubles. The ratings are Ba1 (significant credit risk) from Moody’s and BBB- from Fitch.
6. "Unicredit Bank"
This bank, a subsidiary of the foreign banking group of the same name, has been operating in Russia since 1989. At present, its assets amount to 1,415.4 billion rubles. It received a BB + credit rating from S&P and BBB- from Fitch.
5. Banca Intesa
Another "daughter" in the rating of the most reliable banks operating in Russia. Owned by the Italian Intesa Sanpaolo. Mainly engaged in lending and accounts of legal entities. Assets - 75.1 billion dollars, and has a rating only from the agency Fitch - BBB-.
4. "Credit Agricole Kib"
Subsidiary bank of the French financial organization Credit Agricole Group. He was among the first foreign financial institutions to receive a banking license in the Russian Federation. Initially, the bank was called "Credit Lyon (Russia)". Its assets are $ 80.2 billion and is rated BBB- by Fitch.
3. "HSBC Bank"
The Russian branch of the largest European banking holding HSBC. The bank is focused on corporate business, and the size of its assets is $ 81.9 billion. Rating from Fitch - BBB-.
2. "Nordea Bank"
It is included in the top 30 largest banks in the Russian Federation and is a member of the deposit insurance system. The entire block of shares of this credit institution belongs to the Scandinavian banking group Nordea. Assets amount to 406.3 billion rubles, and the rating from Fitch (BBB-) is already traditional for the ten most reliable banks in 2016.
1. Citibank
This is not the only time that Citigroup, a subsidiary of the American financial structure, has topped the rating of reliability of Russian banks according to Forbes. It occupied the top line in 2013 and 2014, and in 2015 lost the leading position to Nordea Bank. The largest source of Citibank's liabilities comes from legal entities. And the size of assets is 411.2 billion rubles. Rated BBB- by Fitch.