The reliability of a commercial bank can be assessed by dozens of various indicators. Today we bring to your attention the most reliable banks in Russia for 2013ranked by net assets. It is noteworthy that in the above ten more than half of the banks were created with state participation.
10. Rosbank (net assets - 694,965 million rubles)
The majority shareholder of Rosbank is the Societe Generale banking group. The bank has over 700 branches throughout Russia, as well as subsidiaries in Switzerland and Belarus.
9. Promsvyazbank (703,512 million rubles)
The bank was founded in 1995. Today it ranks 15th among credit institutions in Eastern and Central Europe in terms of equity capital. The main shareholders of Promsvyazbank are the Ananiev brothers and the European Bank for Reconstruction and Development.
8. UniCredit Bank (886,111 million rubles)
The bank has been operating since 1989 and was originally called the International Moscow Bank. 100% of the shares of the credit institution belong to the Austrian bank UniCredit Bank Austria AG.
7. Alfa-Bank (1,377,045 million rubles)
This reliable bank consistently ranks in the top ten for a variety of indicators. Thus, at the end of January 2013, Alfa-Bank ranks 4th in terms of net profit, capital and individual deposits.
6. VTB 24 (RUB 1,511,500 million)
The "younger" bank of the VTB Group was founded in 2005 on the basis of the bankrupt Guta-Bank. In January 2013, VTB-24 held the second place in the Russian Federation in terms of retail deposits and third in terms of net profit.
5. Bank of Moscow (1,520,101 million rubles)
Another "daughter" of VTB Bank in the top ten most reliable credit institutions. Bank of Moscow is the fifth largest in Russia not only in terms of net assets, but also in terms of capital, as well as the seventh largest loan portfolio, as well as household deposits.
4. Rosselkhozbank (1,672,771 million rubles)
The bank's shares are fully owned by the Russian government. True, by 2015 it is planned to attract third-party investors in order to increase the authorized capital, but subject to the preservation of a controlling stake in the hands of government agencies.
3. Gazprombank (2 814 389 million rubles)
The bank, rounding out the three most reliable, was founded in 1990. Gazprombank holds stakes in three foreign banks in Belarus, Armenia and Switzerland. The Russian service network has more than 300 points throughout the country.
2. VTB (4 338 506 million rubles)
As of January 2013, VTB ranks second in the rating of Russian banks not only in terms of net assets, but also in terms of capital and loan portfolio. Today, more than 75% of the bank's shares are owned by the state.
1. Sberbank of Russia (14 082 252 million rubles)
The most reliable bank in Russia for 2013 and 2014 year unambiguously leads in all major financial indicators, while demonstrating positive dynamics. So, in January 2013 alone, household deposits in Sberbank grew by 6.7%, and net profit - by 3.5%. The bank has more than 170 years of experience, and its controlling stake is invariably in the hands of the state.