The Central Bank (CB) of the Russian Federation announced the list of reliable banks in 2015 in Russia, which together occupy 60% of the market. The rating was compiled on the basis of several criteria, including the size and volume of deposits, as well as the number of transactions between banks. And the most important indicator is the adequacy of equity capital; in a simple way - the more money a bank has, the more reliable it is. For ordinary depositors, this means that the risk of bankruptcy for these banks tends to zero.
We present to you the top ten which included the most reliable banks in Russia for 2015, according to the Central Bank.
10. PJSC "Promsvyazbank"
Founded in 1995. As of mid-summer 2015, Promsvyazbank's assets amount to RUB 1 trillion, and its equity capital is RUB 123 billion. According to the latest indicator, Promsvyazbank is one of the largest banks in the world.
9. AO "UniCredit Bank"
UniCredit Bank appeared in Russia in 1989 as part of the UniCredit financial group. Throughout Russia, there are 103 branches of the bank, which serve more than 1.6 million individuals.
8. OJSC "Bank of Moscow"
This bank was founded in 1995 as a joint-stock commercial Moscow municipal bank, privatized in 2011. The main shareholding belongs to VTB Bank (PJSC). The organization serves over 9 million individuals and 120,000 legal entities.
7. JSC "Alfa-Bank"
Founded in December 1990, in 2004 suffered a crisis - the shareholders even had to help the bank with their personal funds. As of the end of 2014, the bank's equity capital is 216.6 billion, and assets - 2.4 trillion rubles.
6. PJSC Bank FC Otkritie
It is the head office of the Otkritie banking group, which ranks first in the list of the largest private banking groups in Russia. Provides investment services and specializes in serving large and medium-sized corporate clients. At the end of 2014, the assets of the Otkritie FC group of banks and the Khanty Mansiysk Bank Otkritie amounted to 2.6 trillion rubles, and their equity capital was 157.8 billion rubles.
5. PJSC "VTB 24"
The bank was founded on the basis of Guta-Bank, which did not pass the test of the 2004 crisis. Subsequently, he merged a part of VTB North-West Bank, Transcreditbank. The sole shareholder of VTB 24 is VTB Bank OJSC (it ranks second in the rating of the largest banks in Russia). At the moment, in terms of the volume of individual deposits, it is second only to Sberbank.
4. OJSC "Rosselkhozbank"
The Bank of the Government of Russia represented by the Federal Property Management Agency, which owns 100% of the shares, was established by order of V.V. Putin in 2000 to serve the needs of agro-industrial production. Partner of "Golden Autumn" - the largest Russian agro-industrial exhibition in Russia.
3. Bank GPB (JSC), "Gazprombank"
The bank was founded in 1990. As of December 2014, its equity capital amounted to 439 billion rubles, and assets - 4 768.5 trillion rubles. However, in 2014, Gazprombank entered the US Treasury Department's sanctions list. A funny curiosity is connected with this bank: in 2008, due to an internal error, one of the branches accidentally transferred 4 billion rubles to the account of a simple policeman from Tomsk. He returned the money.
2. JSC "Bank VTB"
Founded in 1990 with the participation of the State Bank and the Ministry of Finance of the RSFSR to serve the foreign trade activities of the state. In 1998 it was reorganized into an OJSC (the state represented by the Central Bank of the Russian Federation still owns 60.9% of shares). The Bank supports several national-level sports organizations (for example, the Dynamo Moscow club). He is a member of the Bolshoi Theater Board of Trustees and sponsors the Mariinsky Theater.
1. Sberbank of Russia OJSC
Topped the rating of reliable Russian banks 2015... This green logo is known to everyone in Russia, since Sberbank is the oldest credit institution in the Russian Federation. It originated from the system of state labor savings banks that appeared in the USSR in 1922. Sberbank owns 50.5% of the private deposit market. He also owns 30% of all loans issued in Russia.