When making purchases in foreign and Russian online stores, a virtual card that has no material carrier is no different from any other bank card. The money from it goes to the seller's account, but he does not have the details of your personal credit card.
You might be interested in best credit cards of 2015, the rating of which has already been published.
You can replenish the virtual card for the required amount immediately before the purchase or later through a bank or from a plastic card account. Its release takes a few minutes. In this case, there is no need to personally visit the issuing bank.
Introducing the best virtual bank cards, with which many Runet users pay daily.
5. VirtuCard from "Russian Standard"
There is no commission for the bank's clients for issuing a card with a limit of 100 to 100 thousand rubles and a validity period of 6 months. For users of the Webmoney system, the commission for issuing a card, with a limit of 100 to 15 thousand rubles and valid for 3 months, is 1.5%. On the bank's website, you can leave an application for the issue of a card that is valid for 3 months, with a limit of 100 to 15 thousand rubles. Its release will cost 2% of the replenishment amount, from 25 rubles and more.
4. MasterCard Virtual from Alfa-Bank
This virtual card can be opened through the Alfa-Click service. Users who are not clients of Alfa-Bank can order a card after they have issued one of the service packages. The issue fee is 49 rubles. Before issuance, the cardholder sets a limit that cannot be exceeded. Valid until the end of the current month.
3. Visa and MasterCard from Sberbank
IN The rating of virtual bank cards includes two cards from the largest bank in the Russian Federation. Their annual service will cost 60 rubles. To issue a virtual Visa or MasterCard, you need to own a valid Sberbank debit card and have access to Sberbank Online and Mobile Bank services. The cards are valid for 3 years, and the daily limit for transactions is 300 thousand rubles. There is no commission for the issue, but it is possible to link cards to electronic wallets. There is also a drawback: only customers from Moscow can order these cards.
2. MasterCard from Yandex.Money
The card is issued free of charge and is valid for 1 year. The condition for the issue is the linking of the account to the phone number. Anonymous users cannot pay with a card in foreign online stores, and the limits for them are 15 thousand rubles at a time and 40 thousand per month. Owners of personalized wallets can spend 60 thousand rubles at a time and 200 thousand per month. And the owners of the identified ones - 250 thousand rubles at a time and 6 million a month.
1. Visa from Qiwi
Convenience and reliability of payment for services on the Internet - this is what makes virtual bank cards attractive. The rating of the best of them is topped by two Visa cards at once, which can be issued on the website of the largest Russian instant payment system. The first one (Qiwi Visa Virtual) is valid for 2 months and has a separate account. One wallet can have several cards. The minimum denomination of Qiwi Visa Virtual is 300 rubles or $ 10, and the maximum is 30 thousand rubles or $ 1000 for the entire validity period of the card. A commission of 2.5% (25 rubles and more) or $ 1 if the client orders the card in US dollars is charged for the issue.
The second card (Qiwi Visa Card) is linked to the Qiwi wallet account. One Qiwi Visa Card can be active on one wallet. Registration and maintenance are free of charge and valid for 2 years. The limit for payments in rubles is 600 thousand, and in dollars - 1000.