Today, there is a clear decline in the domestic consumer lending market. Banks have become more cautious when choosing borrowers, and clients are not at all sure about the stability of their own financial flows. And, nevertheless, it is a loan that is often a prerequisite for buying a car, new furniture, household appliances and even a tourist trip.
In today's review, we present Top 10 most profitable consumer loans.
10. Absolut Bank, Cash loan
The loan amount ranges from 24 thousand to 240 thousand rubles for an optimal period of 6 to 60 months. The minimum rate is 18.24%. If there is a guarantor, the credit limit is increased to 1 million rubles. The term for consideration of the application from the borrower is 1 day.
9. Nordea, loan for urgent needs
The loan amount is from 50 to 600 thousand rubles for an optimal period of 6 months. up to 36 months The minimum rate is 18.39%. The minimum age of the borrower is 21 years with a work experience of at least a full year. The term of consideration is 2 days.
8. Petrokommerts, credit "Standard +"
The loan amount will be 50 thousand - 1 million rubles. for an optimal period of 3 months. up to six months. The minimum rate is 17.23%. In case of refusal of any borrower from life insurance, as well as disability insurance, the rate will increase by 2%.
7. B&N Bank, loan "Excellent story"
The loan amount will be from 30,000 to 3 million rubles. for an optimal period of 3 months. up to six months. The rate is at least 16.07%. To obtain the minimum loan amount, a passport and a positive credit history are enough.
6. MDM Bank, Good Credit
The loan amount ranges from 150,000 to 750,000 rubles. for an optimal period of 12 to 36 months. The rate is 16.06% minimum. For clients of the Bank and participants in salary projects, the rate starts at 13.99%.
5. Alfa-Bank, cash loan
The loan amount ranges from 700 thousand to one million rubles for an optimal period from one year to 60 months. The minimum rate is 16.05%. A bank card is issued free of charge to the borrower.
4. Sberbank, Consumer loan
The loan amount ranges from 45,000 to one and a half million rubles for an optimal period of 3 to 60 months. The minimum rate is 15.90%. To complete the application, a passport is enough, as well as 2-NDFL.
3. Rosbank, loan "Just money"
The loan amount ranges from 18,000 to 400,000 rubles for an optimal period of 6 to 24 months. The rate is 15.50% minimum. If the work experience of the borrower exceeds 2 years, it is possible to provide a loan for a period of 36 months.
2. Bank Otkritie, loan "Necessary things"
The loan amount will be from 25,000 to 800,000 rubles for an optimal period of 6 - 60 months. The minimum rate is 13.68%. A decision on a loan application is made as quickly as possible - from 15 minutes to one business day.
1. Svyaz-Bank, a loan for state employees
The loan amount will be from 30 thousand to three million rubles for an optimal period of 3 - 12 months. The rate is from 13.61%. The product is designed specifically for public sector employees and is the most advantageous consumer loan offer.