Bank card today it is in about a third of the adult population of Russia. And hundreds of different banks offer cards. Moreover, the conditions of service for all are approximately comparable. So banks are trying to attract customers with various "chips" and "bonuses".
We have included the top 10 bonus programs for bank card holders in today's review. There are offers here for those who travel a lot, and for those who want to save money on cellular communications, and even special cards exclusively for women and men.
10. "Thank you from Sberbank" (SB RF)
The most popular among bonus programsbased on the cash-back principle. The percentage of purchases paid by the card is returned to the owner's account. The program has a truly global scope - the percentage of purchases made anywhere in the world using any of the Sberbank cards is returned in the form of a bonus.
9. Cosmopolitan - Visa (Alfa-Bank)
The special card for the fair sex has not only a feminine design, but also other features. Discounts and gifts in dozens of brand stores, as well as when visiting fitness centers, beauty salons and entertainment venues. By purchasing Cosmopolitan - Visa, the client actually receives 2 cards, one of which has a mini size, but practically does not yield to traditional cards in functionality.
8. "Men's card" Visa (Alfa-Bank)
For representatives of the strong half of humanity, there is a card with a special design, according to which you can get service at a discount in dozens of bars, cafes, restaurants, car services, clothing stores, travel agencies. For example, in Tinkoff restaurants, cardholders receive a mug of beer as a gift.
7. "URALSIB-Gosuslugi" MasterCard Standard (Uralsib)
A nameless bank card is handed out within a few minutes. It can be used like a regular card, but its peculiarity lies in the presence of a special chip that provides quick access to the Gosuslugi.ru portal.
6. Aeroflot - MasterCard (ALFA-BANK, Sberbank, CitiBank, Gazprombank, Uralsib, SMP, Russian Standard)
Another option for lovers of free flights is a joint project between Alfa-Bank and Aeroflot. The main Russian air carrier was the first in the domestic market to introduce bonus miles. And today Aeroflot cooperates with seven credit institutions.
5. MTS.CARD MasterCard (MTS Bank)
By paying for purchases using MTS.CARD, the owner receives 1 bonus point for every 30 rubles spent. Bonus points are converted into rubles, credited to the mobile phone account. Exchange rate: 10 bonuses = 3 rubles.
4. S7 PRIORITY - VISA (Alfa-Bank)
Paying for purchases with a card, its owner simultaneously accumulates bonus miles in the popular airline S7. Cooperation with air carriers is one of the the most popular options for the bonus program for bank card holders... Depending on the type of the card under the S7 Priority program, the owner receives from 1 to 1.5 miles for every 30 rubles used to pay for goods.
3. Autocard MasterCard (Bank Opening)
This card is specially designed for motorists.When paying with a card at a gas station, the client gets back to the account 3% of the amount spent. In addition, the card has a credit limit with grace periods of 55 days.
2. MasterCard MegaFon (Avangard)
By paying for purchases with such a card, the owner ensures that 1% of the amount spent is credited to the mobile phone account. The bank pays out bonuses once a month. And when the card is reissued for any reason, all charges are saved.
1. RSB kit (Russian standard)
This unusual set includes 2 cards of MasterCard and American Express payment systems at once. Both cards are linked to one account. When paying for goods with any card, a percentage of the amount spent is returned to the account.