Three years ago, the Central Bank began publishing lists of systemically important credit institutions. Over time, the criteria for passing the barrier to getting into this list became more and more stringent, which ultimately led to the reduction of this register from 50 organizations to 11.
They account for over 60% of the total assets of the Russian banking sector. We would like to present the list of 11 systemically important banks in Russia in 2018 in our rating.
it the most reliable banks which will definitely not be revoked in 2018.
PJSC "Moscow Credit Bank"
The bank was first included in the list of systemically important ones in 2018, it was established in 1992. At the moment it has an extensive network in the Moscow region. At the end of 2017, MKB showed a significant increase in assets, more than 19%. The main source of capital is the operations of legal entities. persons making up more than 40%. The bank ranks 9th in Russia in terms of reliability secured by net assets - 1 884 617 801 thousand rubles.
JSC "Rosselkhozbank"
Rosselkhozbank is the last in this list, but not the last in importance: since 2013, it has taken leading positions in international ratings compiled by such financial publications and magazines as The Banker, Forbes and others. The bank's assets amount to 2,795.1 billion .rub.
Raiffeisenbank JSC
The Raiffeisenbank Banking Group serves the needs of small businesses, private and corporate clients, and other financial institutions. Since 2007, the bank has been holding strong positions not only in Russian, but also in respectable international ratings, which was partly facilitated by the merger with IMPEXbank. Compared to 2015, the cost of risk has dropped to 1.9%, while the tax profit continues to rise.
PJSC "Promsvyazbank"
Promsvyazbank is a universal commercial bank, recognized as one of the most reliable and largest banks in the world, including in the opinion of such a respected publication as The Banker. PSB assets exceeded $ 1.2 trillion. rubles.
PJSC ROSBANK
In 2017, ROSBANK took 3rd place according to the reliability criterion in the Forbes magazine rating, and is also the owner of the highest award in the assessment of the deposit fund from the Global Custodian research center. Nevertheless, there is room for growth: in terms of assets, the bank was not included in the top ten Russian banking organizations.
PJSC Bank FC Otkritie
Otkritie is the largest private Russian bank with very strong main indicators: its consolidated assets amount to more than 2.70 trillion. rubles, the bank's capital is 232 billion rubles, which makes it one of the strongest in the Russian financial space. There is no need to talk about the reliability of the Discovery - it is also at a high level.
PJSC Sberbank
We can say with absolute certainty that Sberbank is the most popular bank in Russia, which is not surprising: Sberbank is the backbone of the Russian banking system, it makes up almost a third of it, and the bank is also a source of income for every 150th Russian family.The organization is engaged in servicing all groups of corporate clients, every year more and more improving the lending system by putting into operation various know-how.
JSC "ALFA-BANK"
Alfa-Bank has a very long financial history: since its foundation in 1990, the organization has been carrying out all types of banking operations and, as it “matures,” develops its potential, occupying basic places in the banking system of the Russian Federation according to various criteria. It is worth noting that in 2016 the bank won the Financial Olympus award in the Reliable Bank nomination. In the long term, Alfa-Bank expects to defend the title of one of the most reliable and largest banks in the Russian Federation in terms of assets.
PJSC VTB Bank
VTB Group is a leading international banking group. Moreover, VTB Holding is unique and has no analogues, and its management concept, which is based on unified asset and risk management, as well as a unified strategy and development, contributes to the advancement of Russian banks on the international arena, and, most importantly, increases the efficiency of banks. ...
JSC GPB Bank
Unlike all the other banks represented in our rating, Gazprombank is engaged in lending to the main spheres of the Russian economy - oil, nuclear, metallurgical and other industries. It should be noted that the financial institution ranks third in the ratings of Central and Eastern Europe in terms of its authorized capital.
AO UniCredit Bank
The leader of the rating is UniCredit Bank, holder of General License No. 1 from the Central Bank of the Russian Federation. This systemically important bank is the largest financial institution in Russia with foreign participation. The distribution map shows the bank's presence in Eastern, Central and Western Europe, moreover, UK Bank cooperates with international banks in 14 major markets.
Bank reliability is on the agenda more than ever. Every day we can observe in various media how now and then the Central Bank revokes licenses from one or another bank, and, as a result, leaves ordinary citizens face to face with financial difficulties, because the probability of returning the invested funds is 1 in 100. This article will be very useful not only for general education, but also for a practical assessment of the reliability and profitability of your banking operations.