Rating of insurance companies OSAGO 2016

The Central Bank claims that in the past year 2.7 million people turned to insurers for reimbursement under OSAGO policies. But asking for payment does not mean getting money; last year 3.4% of OSAG members received refusals.

RBC experts compiled rating of insurance companies OSAGO 2016 based on the statistics of the Central Bank of the Russian Federation for 2015, which includes settled cases and refusals of compensation, as well as the average level of payments. According to the representative of GlavStrakhKontrol, this rating can be used as a guide when choosing an insurance company.

Read also:

• Reliable insurance companies OSAGO 2020.
• Rating of Casco insurance companies 2016.

10. Rosgosstrakh

The largest Russian company in terms of insurance premiums collected. It has 3.5% of failures for compulsory motor third party liability insurance and, on average, pays 53,595 rubles to motorists for insured events, while the average market price is 47.9 thousand rubles.

9. "Ingosstrakh"

This company, one of the ten largest insurers in Russia, has only 3.3% of refusals for MTPL policies. The average payment is 40,458 rubles, which does not "reach" the average market price of 7.5 thousand rubles.

8. "Transneft"

It was founded in 1996 and is a subsidiary of the oil-producing Transneft. In 2013, this IC was acquired by SOGAZ. Since 2011, it has consistently earned the highest reliability rating "A ++" from the Expert RA agency. The failure rate for OSAGO is 2.4%. On average, he pays 17,511 rubles, which is less than the average market price by 30.3 thousand rubles.

7. "Uralsib"

It is part of one of the leading financial holding companies on the Russian market. It has a high reliability rating "A +" and a low failure rate for OSAGO - 1.9%. The average amount reimbursed for insurance is 50,954 rubles (three thousand rubles more than the market average).

6. "Energogarant"

The Expert RA agency has assigned the highest reliability rating to Energogarant, “A ++”, and the forecast for this rating is stable. The company's attractiveness for car owners is also added by the low refusal rate for compulsory motor third party liability insurance payments, which remains at around 1.5%. The average amount of compensation is 45,582 rubles, just 2.4 thousand rubles less than the market average.

5. "AlfaStrakhovanie"

It is part of the Alfa Group and is one of the backbone Russian insurance companies. As for OSAGO, the company has 1.4% refusal. The average payment is 41,796 rubles, which is six thousand less than the average market price.

4. "VSK"

The All-Russian insurance company is one of the largest in the country and has even twice received gratitude from the President of Russia for the work done. The insurance company ranks fourth in the CMTPL rating (1.4% of failures). The average amount of insurance indemnity is 42,180 rubles. Alas, the average market price is 5.5 thousand more.

3. "MAX"

The MAKS Insurance Group was founded back in 1992. Then the workers of the Soviet peaceful atom of the Russian Federation needed medical insurance services. Since 2007, MAKS has been insuring employees of the Federal Customs Service, and in 2003 the company was granted a license to carry out OSAGO. Although the failure rate of MAKS is one of the smallest - 0.8%, however, the average payment amount is not encouraging - only 35,403 rubles, which is less than the average market price by as much as 12 thousand rubles.

2. "Yugoria"

The shareholder of the Yugoria insurance company is the government of the Khanty-Mansi Autonomous Okrug. However, Yugoria is not limited by the boundaries of the district: the company has an extensive network of branches (about 60) and more than two hundred agencies, represented in various regions of Russia. It has several subsidiaries specializing in various types of insurance activities, including life insurance and health insurance. In terms of OSAGO, Yugoria has only 0.7% of failures, which makes it the second in the rating. The average payment amount is 44,051 rubles, which is more than three thousand less than the average market price.

1. ZHASO

The former “Railway Joint Stock Insurance Company” tops the rating of insurance companies in 2016. In 2015, it received an "Exceptionally High Level of Reliability" rating from the RAEX rating agency. Indeed, ZHASO has the smallest percentage of refusal to pay OSAGO and is only 0.5%. The average payment for OSAGO is 44,992 rubles, which is three thousand rubles less than the market average price.

* - taking into account the casco data.