Casco insurance companies rating 2016

According to the Central Bank, in the past year, 2.3 million people applied for reimbursement for hull insurance policies. However, 4.05% of policyholders were denied insurance payments.

Car insurance in Russia is often like buying a pig in a poke. Alas, on the basis of the available data, it is rather difficult to determine whether a motorist will be among the "refuseniks" or not. This situation is beneficial for insurers: in the absence of clear guidelines for buyers, they do not have to compete with each other and improve the level of service. They will buy it anyway.

Introducing casco insurance companies rating 2016 of the year. The list was compiled on the basis of information from RBC and the Central Bank on settled cases and refusals in compensation for the past year, as well as the average level of insurance payments.

Read also: Rating of insurance companies OSAGO 2016.

10. "Zetta Insurance"

It has been operating on the Russian market since 1993 and until 2015 was called SK Zurich LLC. She refuses in casco in 3.6% of cases. But the average amount of payments (67,909 rubles) is 3.5 thousand rubles more than the market average (64.4 thousand rubles).

9. "AlfaStrakhovanie"

One of the backbone insurance companies in Russia. Its refusal rate is 3.4%, but the average amount of payments - 70,943 rubles - is 3 thousand rubles higher than number 10 from the rating of comprehensive insurance companies.

8. Ingosstrakh

One of the "mastodons" of the domestic insurance business. It is the legal successor of the Soviet Main Directorate of Foreign Insurance, which appeared in 1947. Now Ingosstrakh is among the top ten insurers in the Russian Federation, which speaks of the company's reliability. As for refusals for comprehensive insurance policies, their percentage is 3.2%, and the average payment amount is 49,841 rubles, which is 14.6 thousand rubles lower than the market average.

7. VSK

The insurance joint-stock company "Military Insurance Company", which has an exceptionally high rating of reliability ("A ++") from "Expert RA", refuses motorists who applied for a comprehensive insurance policy in 3% of cases. But if it pays out insurance, then, on average, 69,506 rubles, 5.1 thousand rubles more than the average in the insurance market.

6. Renaissance Insurance Group

It has been operating in the Russian insurer market since 1997 and since 2014 has a “stable” forecast according to the highest reliability rating “A ++”. A low failure rate of 2.8% and a fairly generous payment (77,410 thousand rubles on average) allowed this company to enter the top 10 Russian insurers with the most attractive hull insurance conditions.

5. "MAX"

As regards hull insurance, the failure rate of MAKS is 2.7%. And the average amount of payments leaves much to be desired - 55 699 rubles, which is almost 9 thousand rubles less than the market average price.

4. ZHASO

ZHASO evaluates payments quite rigidly, judging by the percentage of refusals - it is 2.7%, and therefore the company gets only the fourth place in the rating. The average amount of insurance payments is 64,499 rubles, which is almost equal to the market average.

3. "Yugoria"

"Yugoria" is a balanced option for motorists who prefer to issue both comprehensive insurance and compulsory motor third party liability insurance in one place. It is included in the top 2 most attractive companies for OSAGO, and in the casco rating it ranks third (2.6% of failures). The payment is more than the market average by 4.3 thousand rubles and amounts to 68,734 rubles.

2."RESO-Garantia"

One of those companies where Casco is better than OSAGO. If for hull insurance from RESO-Garantia the percentage of refusals brings the company an honorable second place in the rating (2.4%), then it is better not to issue OSAGO with this company - the percentage of refusals is as much as 4.8%. The average payment amount is 55,222 rubles, and in general it is 9,180 rubles less than the average market price.

1. "Rosgosstrakh"

Rosgosstrakh company heads 2016 hull insurance rating in MoscowPetersburg and all of Russia thanks to the lowest bounce rate - only 2.2%. And the average payment is 2 thousand rubles higher than the market average and amounts to 66 398 rubles.

* - taking into account the data of OSAGO.