Thinking about pension savings should be started from the very first years of employment. With this approach, by the time the retirement age comes, there is every chance of not being left with the smallest state payments.
Accredited non-state pension funds will help to increase the future pension. The most profitable of them entered rating of NPF of Russia 2015... The statistics on the reliability and profitability of funds show the stability of the participants and, as a consequence, the degree of trust in them.
This list is outdated, see updated 2016 NPF rating in terms of profitability and reliability.
10. NPF "Saint Petersburg" (10.5%)
NPF offers its clients programs for state co-financing, supplementary pension provision, compulsory insurance. NPF offers corporate programs to legal entities.
9. "Big Pension Fund" NPF (10.67%)
NPF has been operating since 1995 and is one of the pioneers in the domestic pension market. More than 500 thousand people from 50 regions of the Russian Federation are the clients of NPFs. Russian Aluminum, RENOVA, and AFK Sistema carry out their corporate pension programs through NPFs.
8. National NPF (10.78%)
NPF was established in 1997. The fund makes pension payments through the Sberbank of the Russian Federation, as well as the Zenit banking group. The fund has an A ++ rating, which indicates its high reliability.
7. NPF "Education and Science" (11.08%)
The Foundation was established in 1994 by the Trade Union of Education and Science Workers of the Russian Federation. NPF offers programs of non-state pension provision, compulsory insurance, as well as pension co-financing.
6. NPF "Ural Financial House" (11.38%)
The fund has been operating in the pension market since 1996. The founders of the NPF are ZAO Parma-Pension, as well as companies of the diversified Perm Financial and Industrial Group.
5. Welfare of NPFs (11.68%)
One of the largest NPFs in the country has been operating since 2005. The Fund implements a corporate pension program with Russian Railways. NPFs have the highest reliability rating - A ++.
4. NPF "Defense Industrial Fund" (11.94%)
The NPF received its perpetual license in 2006. Today the fund works with 6 management companies. Reliability rating - A, investment policy is closer to conservative.
3. NPF "Education" (12.1%)
NPF was established in 2001 to work in the public sector. However, it gradually became universal, and its services are available to everyone. NPF offers 3 pension schemes with different payment options: solidarity, with temporary pension payments (from 2 to 30 years) and with life pension payments.
2. NPF "Surgutneftegas" (14.11%)
This year the fund will celebrate the 20th anniversary of its work in the pension investment market. NPF has the highest A ++ reliability rating combined with maximum investment return.
1. European Pension Fund (14.37%)
The NPF profitability rating is topped by a company that has an A + reliability rating from Expert RA. The fund received a perpetual license in 2004, and has been operating in the pension savings market since 1994. Last year was also awarded 1 place in list of the best funds.
NPF reliability and profitability table:
| A place | Name | Expert RA rating * | Profitability,% |
|---|---|---|---|
| 1 | European Pension Fund | A + | 14.37 |
| 2 | NPF "Surgutneftegas" | A ++ | 14.11 |
| 3 | NPF "Education" | — | 12.1 |
| 4 | NPF "Defense Industrial Fund" | AND | 11.94 |
| 5 | Welfare of NPF | A ++ | 11.68 |
| 6 | NPF "Ural Financial House" | — | 11.38 |
| 7 | NPF "Education and Science" | — | 11.08 |
| 8 | National NPF | A ++ | 10.78 |
| 9 | "Big Pension Fund" NPF | A ++ | 10.67 |
| 10 | NPF "Saint Petersburg" | — | 10.5 |
| 11 | NPF "Magnit" | — | 10.36 |
| 12 | ONPF "Doverie" | — | 10.34 |
| 13 | Non-profit organization NPF "Vladimir" | A ++ | 9.92 |
| 14 | NPF "Povolzhsky" | — | 9.87 |
| 15 | NPF "SberFond RESO" | A + | 9.85 |
| 16 | RSPF "SIBERIAN SBERFOND" | — | 9.63 |
| 17 | NPF "Doverie" | A + | 9.56 |
| 18 | NPF OPK | — | 9.56 |
| 19 | NPF "Transneft" | A ++ | 9.49 |
| 20 | Lukoil GARANT | A ++ | 9.44 |
| 21 | NPF Telecom-Soyuz | A ++ | 9.31 |
| 22 | NPF "Social Development" | — | 9.24 |
| 23 | MNPF "AQUILON" | — | 9.23 |
| 24 | OJSC "NPF GAZFOND pension savings" | A ++ | 9.19 |
| 25 | NPF "Social World" | — | 8.69 |
| 26 | NPF "Promagrofond" | A + | 8.66 |
| 27 | Khanty-Mansi NPF | AND | 8.56 |
| 28 | NPF "Volga-Capital" | A + | 8.53 |
| 29 | KIT Finance NPF | A ++ | 8.49 |
| 30 | NPF "REGIONFOND" | — | 8.48 |
| 31 | URALSIB NPF | A + | 8.46 |
| 32 | NPF "Gefest" | — | 8.45 |
| 33 | NPF Sberbank | A ++ | 8.24 |
| 34 | NPF "Neftegarant" | A ++ | 8.24 |
| 35 | NPF "First Russian Pension Fund" | AND | 8.16 |
| 36 | NPF VTB | A ++ | 8.15 |
| 37 | NPF of the electric power industry | A ++ | 8.04 |
| 38 | NPF "Renaissance Life and Pensions" | A + | 7.85 |
| 39 | NPF "MECHEL-FOND" | — | 7.83 |
| 40 | NPF "Soglasie" | — | 7.56 |
| 41 | NPF "Atomgarant" | A ++ | 7.08 |
| 42 | NPF "Alliance" | A ++ | 6.9 |
| 43 | NPF "Raiffeisen" | A ++ | 6.75 |
“A ++"- The highest level of reliability
”A +”- High level of reliability
”A”- Normal reliability
“—”- Rating not assigned by the agency