There are numerous non-state pension funds (NPF) in the Russian Federation. And choosing the right one is a responsible and difficult business, one must take into account rating of reliability and profitability of NPF of Russia 2016 according to statistics of the Bank of Russia.
To facilitate this task, we have prepared a list of the 10 most highly profitable non-state pension funds in the Russian Federation. The yield rating is determined on the basis of information disclosure on the official website of the Central Bank of the Russian Federation, and the reliability rating is based on the data of the Expert RA agency.
Attention! Published updated rating of NPF of Russia 2017, compiled on the basis of official data on profitability and capital at the beginning of the year.
Ranking of non-state pension funds 2016
10. NPF "Povolzhsky"
One of the veterans of the pension market (born in 1993). Its depositors can be not only individuals, but also legal entities. The percentage of the average annual return on deposits is 9.87, and it does not participate in the Expert RA rating.
9. CJSC MNPF "Bolshoi"
The 2016 NPF rating is continued by the “Big Pension Fund”, which appeared in 1995. Now it serves an asset of 500 thousand people and has an exceptionally high reliability rating (A ++). This means that the fund is highly likely to fulfill its obligations to clients, even if economic conditions are unfavorable. The Bolshoi yield is 10.35%.
8. NPF "Magnit"
"Magnet" is not only a network of popular stores, but also the name of an NPF with a recognizable white and red logo. Since 2009, it has been licensed by the Federal Service for Financial Markets for an unlimited time and slightly surpasses the previous participant in the top 10 in terms of average annual returns (10.36%). Does not participate in the reliability rating.
7. NPF "Saint Petersburg"
The main areas of activity of this fund are compulsory and voluntary pension insurance. He also implements state. a program of co-financing of pensions by investing pension reserves and increasing the funded part of clients' labor pensions. The average yield is 10.5%. No data on reliability.
6. JSC NPF "Surgutneftegas"
A non-state pension fund that has existed since 1995. It added to the 2016 rating with good results both in terms of profitability (10.5%) and reliability (the highest rating is A ++). One of the "richest" funds in Russia in terms of one of the main indicators for any NPF - the volume of pension reserves (assets of 15,349 thousand rubles).
5. OJSC NPF "Education"
It is open to individuals and legal entities and has representative offices in 13 Russian regions. It offers one of three schemes with certain amounts of pension contributions: solidarity, with payments in the period from 2 to 30 years, or with lifetime payments. The average annual rate of return is 10.99%. The reliability rating is in the “withdrawn” status, which means that the NPF did not want to update its indicators.
4. NPF "Education and Science"
The fund implements state.pension co-financing program, offers services for the creation and management of the funded part of the pension and voluntary pension insurance. Russian statistics on the profitability of deposits - 11.08%, reliability rating - A (high).
3. NPF "Ural Financial House"
Initially it was known as NPF Parma, then in 2007 it was renamed into Ural Financial House. A careful investment policy and high yield (11.38%) make this fund one of the best in Russia. Does not participate in the reliability rating.
2. NPF "Defense Industrial Fund"
Conducts a conservative investment policy. Clients' funds are mostly invested in bonds, securities and stocks. It has a high reliability rating (A) and a high annual return (11.94%).
1. SAFMAR (formerly the European Pension Fund (JSC))
Heads the best funds in Russia. The absolute favorite in terms of profitability - 12.43% and has the 1st place of reliability (A ++). In the last quarter of 2015, the fund's pension savings amounted to 57.7 billion rubles. Based on the results of 2009-2014, the pension savings of the fund's clients doubled.
Reliability and profitability table of NPF of Russia 2016
| № | Name | Reliability rating RA Expert | Profitability,% |
|---|---|---|---|
| 1 | European Pension Fund (JSC) | A ++ | 12.43 |
| 2 | NPF "Defense Industrial Fund" | AND | 11.94 |
| 3 | NPF "Ural Financial House" | — | 11.38 |
| 4 | NPF "Education and Science" | AND | 11.08 |
| 5 | OJSC NPF Education | withdrawn | 10.99 |
| 6 | NPF Surgutneftegaz JSC | A ++ | 10.5 |
| 7 | NPF "Saint Petersburg" | — | 10.5 |
| 8 | NPF "Magnit" | — | 10.36 |
| 9 | CJSC MNPF Bolshoi | A ++ | 10.35 |
| 10 | NPF "Povolzhsky" | — | 9.87 |
| 11 | JSC NPF SberFond Sunny Beach (RESO) | A + | 9.85 |
| 12 | RSPF "SIBERIAN SBERFOND" | — | 9.63 |
| 13 | CJSC Orenburg NPF Trust | withdrawn | 9.61 |
| 14 | NPF OPK | — | 9.56 |
| 15 | NPF Trust CJSC | A + | 9.35 |
| 16 | NPF "Social Development" | — | 9.24 |
| 17 | MNPF "AQUILON" | — | 9.23 |
| 18 | OJSC NPF LUKOIL-GARANT | withdrawn | 8.86 |
| 19 | NPF "Social World" | — | 8.69 |
| 20 | NPF GAZFOND | A ++ | 8.54 |
| 21 | NPF "Volga-Capital" | A + | 8.53 |
| 22 | NPF "REGIONFOND" | — | 8.48 |
| 23 | NPF "Gefest" | — | 8.45 |
| 24 | National NPF JSC | A ++ | 8.22 |
| 25 | NPF "First Russian Pension Fund" | AND | 8.16 |
| 26 | NPF Neftegarant JSC | A ++ | 8.13 |
| 27 | JSC NPF Stalfond | A + | 8.08 |
| 28 | NPF Vladimir | A ++ | 8.01 |
| 29 | NPF Electric Power Industry OJSC | withdrawn | 7.95 |
| 30 | NPF Transneft JSC | withdrawn | 7.83 |
| 31 | NPF "MECHEL-FOND" | — | 7.83 |
| 32 | ZAO NPF URALSIB | A + | 7.82 |
| 33 | NPF Telecom-Soyuz OJSC | withdrawn | 7.6 |
| 34 | KITFinance NPF CJSC | A ++ | 7.57 |
| 35 | NPF "Soglasie" | withdrawn | 7.56 |
| 36 | NPF VTB JSC | A ++ | 7.53 |
| 37 | NPF Promagrofond CJSC | A ++ | 7.36 |
| 38 | NPF Sberbank JSC | A ++ | 7.17 |
| 39 | JSC NPF “Sun. A life. Pension." | withdrawn | 6.77 |
| 40 | NPF Heritage CJSC | — | 6.76 |
| 41 | NPF "Empire" | — | 6.62 |
| 42 | NPF "Atomgarant" | A ++ | 6.6 |
| 43 | OJSC Khanty-Mansi NPF | A + | 6.56 |
| 44 | NPF SAFMAR JSC (Raiffeisen) | A ++ | 6.45 |
| 45 | NPF "Pravo" | — | 6 |
| 46 | NPF "Pension-Invest" | — | 5.88 |
| 46 | NPF "UMMC - Perspective" | — | 5.75 |
| 48 | JSC NPF "Alliance" | A + | 5.3 |
| 49 | NPF "VNIIEF - GARANT" | — | 5.3 |
| 50 | NPF CJSC First National Pension Fund | C ++ | 2.97 |
«A ++»- The highest level of reliability;
«A +»- High level of reliability;
«A»- Normal reliability;
«C ++»- Low level of reliability;
"-" - Rating is not assigned by the agency;
«withdrawn»- the data is not updated.