Private pension funds are becoming more and more popular. However, choosing the right company to manage your retirement savings is not easy. You can focus on the level of profitability, but do not forget about reliability as well.
The Expert RA rating agency published data on the reliability of various NPFs, which we compared with information on their profitability at the beginning of the year.
Published rating of non-state pension funds 2016 year, which included companies that demonstrate the best ratio of reliability and income.
10. NPF "VTB Pension Fund"
This fund is at the bottom of the rating only because it is the youngest participant. The company was founded in 2009, has a level of reliability A ++, which is natural for a member of the VTB group of companies. The annual return on investment is 9.49%.
9. NPF "GAZFOND"
The NPF reliability rating is set at A ++, the annual investment return is about 8.5%. The fund ranks first in the NPF rating in terms of the size of its own property.
8. NPF Telecom-Soyuz
The company became a laureate of the annual conference "The Future of the Pension Market - 2013". With the maximum level of reliability, NPF offers its clients an income of 8% per annum.
7. NPF "Surgutneftegas"
The yield on non-state pension agreements at the end of 2012 was 10% per annum. Reliability level assessed by Expert RA.
6. NPF "Norilsk Nickel"
This fund is the only one in our rating that does not participate in the Expert RA assessment. But it closes the top five in the country in terms of its own assets and offers a yield of 9.3% per annum. What makes NPF worthy of being included in the top ten.
5. NPF of Sberbank
Like other leaders in the rating, the company has the highest level of reliability, marked by experts as A ++. The annual return on investment is 9.26%. The fund is one of the ten largest in terms of its own property.
4. NPF "LUKOIL - GARANT"
With a reliability rating of A ++, the company offers its clients a yield of 10.55% per annum. The foundation was founded in 1994. Today more than 2.5 million people are clients.
3. NPF of the electric power industry
The fund has the highest reliability rating with an annual return of 10.51%. The fund ranks fourth in the NPF rating by the size of its own assets. The founders of the fund are 82 enterprises from various sectors of the economy.
2. NPF "BLAGOSOSTOYANIE"
The company has been operating in the pension market for over 12 years. "BLAGOSOSTOYANIE" has a reliability rating of A ++ with an annual return on investment of 10.2%. Such large companies as JSC Russian Railways are implementing their corporate pension programs with the participation of this NPF.
1. NPF "Transneft"
This private pension fund is the leader in the NPF rating in terms of reliability and profitability. The company has an Expert RA rating of A ++, and its profitability in 2012 was 16.9%, which is the highest indicator among all the participants in the top ten.