What are the minimum requirements for the best credit card of 2016? Getting it shouldn't be problematic. It is good if this can be done by submitting an online application or ordering with a courier to your home. It is necessary that the bank has a large ATM network and a mobile bank connected to the card. And it is not necessary, but very useful if a percentage of purchases will be returned or bonuses for the purchase of goods are accrued. Let the readers decide for themselves which credit card is the best for them based on our top 10.
The most profitable credit cards of 2016
10. Map "Green World"
Issuer: Post Bank (Leto Bank).
Credit limit: min. 20 thousand, max. - 500 thousand rubles.
In the first year of service, the card will be completely free. And the payment for each subsequent year will be 900 rubles.
Features: low lending rate - 19.9%. If a user spends 3000 rubles on a card purchase in a month, the project organizers will pay for planting one tree
9. "Quick Shopping"
Issuer: "Home Credit and Finance Bank".
Credit limit: from 10 to 300 thousand rubles
The card got its name “Quick Shopping” due to the fact that it takes half an hour to issue and issue it.
Features: no annual maintenance fees. A fixed fee of 349 rubles is charged for cash withdrawals.
8. "Supercard"
Issuer: "Promsvyazbank"
Credit limit: up to 600 thousand rubles.
The card can be issued with the selected image, it will cost 333 rubles.
Features: points are awarded for purchases on the "Supercard", with which the holders pay up to 90% of the cost of goods and services. You can also pay with bonuses for services and commissions of the bank itself, or convert them into rubles at the rate of 10 bonuses = one ruble.
7. "Visa Classic"
Issuer: "Vanguard".
Credit limit: up to 50,000 rubles.
A card with a very long grace period - 204 days. A small credit limit is set only for new clients, for the rest - "dimensionless".
Features: discounts up to 30% from bank partners. From 1 to 3 months of service, the rate is low - 21%, then - up to 30%.
6. "Low percentage"
Issuer: "Bank of Moscow".
Credit limit: from 10 to 350 thousand rubles
Holders of this card can issue two cards for free for loved ones.
Features: under the "My Bonus" program, up to five percent per month of the amount of purchases of goods included in a certain list of categories will be returned to the account.
There are also negative reviews about the card related to paid SMS information.
5. "Momentum Pre-Approved Offer"
Issuer: Sberbank.
Credit limit: up to 120 thousand rubles
The 2016 credit card rating could not do without the card of the largest bank in the Russian Federation. Its registration takes 15 minutes.
Features: can be linked to an electronic wallet. Bonus points under the Thanks from Sberbank program are exchanged for discounts in partner stores.
4. "100 days without interest"
Issuer: "Alfa Bank".
Credit limit: from 10,800 to 150,000 rubles.
The card has a 100-day grace period that applies to payments and withdrawals.
Features: contactless payment function.
3. "Classic card"
Issuer: B&N Bank.
Credit limit: up to RUB 300,000
Card with 1% cashback, which is accrued if you pay for the purchase in trade and service outlets.
Features: Bonuses are accrued in the amount of 1% of the amount spent for any purchases and in the amount of 5% - for purchases in a certain category.
2. "Credit card"
Issuer: "Renaissance Credit".
Credit limit: from 3 to 300 thousand rubles
What is the best credit card? The one for which they don't charge a fee. It's about Credit Card. Nice bonus: it will be delivered to your home.
Features: bonus program "Simple Joy", which is charged from 1% to 10% for each purchase and returns to the card up to 100% of the purchase amount.
1. "Tinkoff Platinum"
Issuer: Tinkoff Bank.
Limit: up to 300 thousand rubles.
Leading the Best Credit Cards of 2016 thanks to the possibility of home delivery, the function of contactless payments and the low cost of annual maintenance (590 rubles).
Features: bonus program "Bravo", points are awarded in the amount of 1% - for any purchases paid from the card and from 3% to 30% - for purchases on special offers. Points can be spent on purchases in certain categories.