There are fewer and fewer people who do not have a bank card. This is not surprising, because a small piece of plastic not only replaces a wallet with cash, but also carries a lot of pleasant bonuses.
Today's ranking includes best credit cards of 2014... These cards allow you to use borrowed funds on the most favorable terms.
10. Aeroflot - MasterCard - Alfa-Bank
The card is issued free of charge, and the annual service fee is 1,225 rubles. The interest for using a loan from Alfa-Bank will be from 18.99%. For every 30 rubles spent from the card account to pay for non-cash services and goods, one mile is credited for flights with Aeroflot.
9.Visa or MasterCard Gold from Sberbank
The credit limit for such a card will be up to 600,000 rubles. at a rate of 17.9%. At the same time, the interest-free crediting period is 50 days, and the card validity period is 3 years. The cardholder participates in the “Thank you from Sberbank” bonus program.
8. "100 days without interest" - Alfa-Bank
Release of one of the most profitable credit cards of 2016 produced free of charge, the limit of borrowed funds will be up to 150,000 rubles for Classic segment cards and 300,000 rubles for the Gold segment, while the interest-free crediting period is 100 days. The interest for crediting will be from 19.99% per annum.
7. "Low interest" card from the Bank of Moscow
The interest for the use of borrowed funds on the card will be from 19.99%. The client is offered a choice of classic segment cards, as well as premium cards. The credit limit is up to 350,000 rubles for classic cards and up to 750,000 rubles for gold cards. Grace period for crediting - 50 days.
6. MasterCard Standard "Classic card" from B&N Bank
The limit of borrowed funds on the card will be 400,000 rubles at a rate of 24% per annum. The BINBANK card is valid for 4 years. Grace interest-free period - 55 days. The commission for servicing the "Classic Card" in the first year will be 475 rubles, then - 950 rubles.
5. MasterCard Standard from OTPBank
The card has the largest credit limit - up to 1,500 thousand rubles. The interest for using the bank's funds will be 24% upon submission of documents confirming the holder's income. If the card is issued only with a passport, the rate will increase to 29.9%. The interest-free period is 55 days.
4. Autocard World MasterCard® Black Edition from UniCredit Bank
The limit of borrowed funds on AutoCart is up to 1,200 thousand rubles. The interest for using the loan is 24.9%. In this case, 1% of the funds spent from the card account will be returned to the holder. 3% will be returned from the funds spent on fuel. The premium segment allows the owner of the best card to use the concierge service, insurance programs and discounts when paying for a variety of goods in the partner network.
3. MasterCard Standard Citi Select from Citibank
The limit of borrowed funds on the card is 300,000 rubles. at a rate of 22.9% per annum. Cash withdrawals are charged 3.5% of the amount. Citibank offers a grace period of up to 50 days. The cardholder receives bonus points - "select", which can be used to pay in the partner network.
2. "Good card" MasterCard Standard from MDM Bank
Credit limit on the card - up to RUB 300,000. at a rate of 21% per annum.For cash withdrawals, a commission of 4.5% per annum is charged. There is no annual maintenance fee. The interest-free loan period from MDM Bank is 52 days.
1. MasterCard Unembossed from TRUST Bank
The most profitable credit card allows you to use borrowed funds up to 500,000 rubles. at an attractive rate of 12.9% per annum. In this case, the issue of the card takes 15 minutes. Interest-free loan period - 55 days. Card service is free.