Electronic money is becoming more and more common for Russians. Today such currency can be used to pay for goods and services, travel, air tickets.
Despite the apparent abundance of payment systems offering electronic means of payment in Russia, there are five most reliable. It was they who entered today's rating of the most popular electronic payment systems.
5. PayPal
It is one of the oldest electronic payment systems, founded in 1998. Since 2002 PayPal is a division of the largest online auction eBay.
The main advantage of PayPal is the internationality of the system, it is represented in 190 countries of the world, works with 24 currencies. The system is indispensable for settlements in foreign online stores, as well as for virtual auctions. The downside is the fact that you need to bind a bank card to your account, however, its details are not displayed when paying.
4. "Money@mail.ru"
Not the most popular, but well-known in Russia payment system is the brainchild of the Mail.ru resource. Electronic money in the system is exclusively Russian rubles.
You can replenish your wallet by bank transfer, and you can pay with Mail money for goods and services in Russian online stores.
3. Visa QIWI Wallet
You can replenish your QIWI wallet in many different ways - both through special terminals and by transfers. The wallet account is linked to a virtual or real Visa card.
Access to the QIWI wallet can be obtained through a terminal, a payment system website or a special application for a smartphone, as well as by SMS commands.
2. Webmoney
The system is multicurrency, which means that you can have a Webmoney wallet, for example, in dollars (WMZ) or in euros (WME).
The disadvantage of the system is a rather complicated registration system, but it is Webmoney that provides a high level of security, practically eliminating hacking of an electronic wallet.
1. "Yandex.Money"
The most popular electronic payment system in Russia. The service rating is very high, but the main disadvantage of the system is its focus on Russian users, i.e. You will not be able to pay for goods in foreign stores using Yandex.Money, the system uses only the Russian ruble. However, Russian online stores are happy to accept this particular e-currency.
In addition, an electronic wallet from Yandex is easy to manage, and you can replenish it with a simple transfer from an individual.