Bank deposits - one of the most profitable, simple and popular ways to invest savings. Unfortunately, not all banks offer the opportunity to really make money on the placement of funds. Thus, the most reliable credit organizations Sberbank and VTB24 offer from 4 to 5.8% per annum on deposits for a period of 365 days.
After analyzing the offers of different banks, we bring to your attention 10 most profitable bank deposits. For comparison, we selected deposits in Russian rubles for a period of one year (365-367 days).
10. Deposit "Guarantee" from Rosenergobank
Interest rate - 10%, minimum amount - 5,000 rubles. This deposit is replenished, the minimum additional contribution is 1 thousand rubles. Deposit replenishment is not allowed 1 month before its expiration date. In case of early return of the deposit, interest is charged at the Rosenergobank “on demand” rate.
9. Deposit "Metcombank - Special" from Metcombank
The interest rate is 10%, the minimum amount is 25,000 rubles. This deposit is replenished, the minimum additional contribution is 10,000 rubles. In case of early return of the deposit, interest is charged at the "demand" rate of Metcombank.
8. Deposit "Maximal ROST" from ROST BANK
Interest rate - 10%, minimum amount - 3,000 rubles. This deposit is rechargeable, the minimum additional contribution is not limited. With a deposit amount over 300 thousand rubles. the interest rate is 10.2%.
7. Deposit "Profitable" from Bystrobank
The minimum amount is 10,000 rubles, the rate is 10.25%. This deposit is replenished, the minimum additional contribution is 3,000 rubles. In case of early return of the deposit, interest is charged at a rate of 0.1% per annum.
6. Deposit "People's income" from the bank "Narodny credit"
The minimum amount is 5,000 rubles, the rate is 10.25%. The deposit is replenished, the minimum additional contribution is 1,000 rubles, while the replenishment of the deposit is not allowed one month before the expiration date. In case of early return of the deposit, interest is charged at the rate of Narodny Credit Bank “on demand”.
5. Deposit "Fireproof Interest +" from Bank INTERKOMMERZ
The interest rate is 10.48%, the minimum amount is 10,000 rubles. This deposit is rechargeable, the minimum additional contribution is not limited. The terms of the deposit provide for monthly capitalization of interest.
4. Deposit "Correct choice" from the bank "Credit-Moscow"
The interest rate is 10.27%, the minimum amount is 15,000 rubles. This contribution is, the minimum additional contribution is not limited. An early withdrawal of an amount exceeding 15,000 rubles is possible. In case of early termination when funds are in the deposit account for less than 31 days, the interest rate will be 0.01%, if funds are in the account for more than 31 days, the interest rate is kept.
3. Deposit "Standard" from Promselkhozbank
The minimum amount is 10,000 rubles, the rate is 10.5%.Replenishment of the deposit during the term of its placement is not allowed. Interest is paid by the bank on a quarterly basis to a “demand” account.
2. Deposit "Renaissance Profitable" from Bank "Renaissance Credit"
The minimum amount is 5,000 rubles, the rate is 10%. Replenishment of the deposit during the term of its placement is not allowed. Interest is paid to the client at the end of the deposit placement period.
1. Contribution “Time for gifts. New season "from Finprombank
The interest rate is 10.8%. The most profitable investment under the indicated conditions can be opened until 02.28.2014. The minimum deposit amount is 50 thousand rubles. Funding is not allowed. Customers who have opened deposits in the amount of 500 thousand rubles. - gifts: VISA card with a face value of 1 thousand rubles. when opening a deposit and a card with a face value of 3 thousand rubles. - at the end of the deposit term